About
About us.
Our foundation, headquartered in Manchester, United Kingdom, was born from the desire to support low-income earners in our community. We aim to break the cycle that often sees these individuals denied credit or charged exorbitant interest rates. We recognize that many in our community have limited access to finance for their working capital, investments, housing needs, and other financial requirements.
Financial Empowerment
In addition to our core entrepreneurial and financial products, we are committed to empowering our members through:
• Social Entrepreneurship programs
• Financial literacy programs
By providing these services, we strive to create a more financially inclusive and resilient community, ensuring that everyone has the opportunity to achieve their financial goals and improve their quality of life.

Community Financial and Enterpreneur Support
Afrisusu Initiative Foundation C.I.C was established in December 2015 to support community development with the sole objective of creating community cooperative for mutual economic benefits. Our foundation is community owned, managed and with capitalised support group that pool funds as members to offer accessible savings, credit facilities, business supports for members. Our Services also cover organising community social events, recreation and sports, health actions, financial literacy, business model development environmental and cultural awareness. Our members are mainly of sub- Sahara Africa origins in the United Kingdom.
Management Summary

Phamollie S. Jabateh
Empowering Communities: A Commitment to Financial Inclusion and Social Well-being"
“Success is not just about profits; it’s about the impact we make and the lives we improve through the value we deliver.”
Statement from the Chairman of the Board & co-founder – As the Co-founder and Chairman of the Board of Afrisusu Initiative Foundation CIC, I am honoured to express our unwavering commitment to fostering a vibrant, inclusive community. Our foundation stands as a beacon of hope for those who have often been marginalized and underserved in our financial system.
At Afrisusu, we believe that true empowerment comes from within the community.
Our mission is to provide essential financial services and social well-being programs that are tailored to meet the unique needs of our members.
We recognize the challenges faced by low-income earners and are dedicated to breaking down barriers that prevent access to credit and other financial resources.
Our community-focused approach is not just a strategy; it is the heart of our organization. We prioritize transparency, inclusivity, and collaboration, ensuring that every voice is heard in the decision-making process.
By engaging with local leaders and stakeholders, we aim to create solutions that resonate with the community’s values and aspirations.
We invite everyone to join us in this transformative journey.
Together, we can build a resilient community where every individual has the opportunity to thrive, achieve their financial goals, and contribute to a brighter future for all.
Thank you for your continued support as we work towards creating a more equitable society.

Phamollie S. Jabateh serves as a Chairman of Board of Director of Afrisusu Initiative Foundation CIC.
Mr. Jabateh oversees the organization’s commitment to providing the highest quality services to the community.
With his expertise and dedication, he ensures that the foundation operates with a strong basis of support for management and a focus on strengthening the cultural component of its operations.
Having founded and served as the CEO of Kroja Global Business Ltd, a successful community business, Mr. Jabateh brings valuable entrepreneurial experience to his role.

Kamara Jemael Mohamed
Focused on delivering value for our members
“Success is not just about profits; it’s about the impact we make and the lives we improve through the value we deliver.”
As the Managing Director of Afrisusu Initiative Foundation CIC, I am proud to share our mission and vision with you:
Afrisusu Initiative Foundation CIC is a community-owned financial cooperative registered as a Community Interest Company (CIC) that provides essential financial services and a variety of social well-being programs to our members.
Our foundation plays a crucial role in addressing social exclusion by offering a wide range of financial solutions tailored to our community’s needs.
Our Services
We specialize in providing:
• Loans for members
• Business Model Development
• Financial Literacy
• Event Management & Sponsorship
• Resource Centre
• Health Initiatives
• Art & Culture
• Recreation, Revitalization & Sports
Community-Focused Approach
At Afrisusu, we operate on a community-based model, with all decisions made in the best interest of our members. Unlike traditional financial institutions, we have no shareholders taking profits, allowing us to reinvest in our community and offer more competitive rates.

Kamara Jemael Mohamed is a versatile and experienced community financial analyst who serves as the Managing Director of Afrisusu Initiative Foundation CIC.
With a master’s degree in international banking and finance, Kamara Jemael brings a strong academic background to his role. However, it is his extensive experience of over 10 years working with minority Diaspora communities that truly sets him apart.
As a managing director, Kamara Jemael leverages his expertise in financial analysis to empower and uplift these communities.
“We’ve refined our go-to-market framework, enabling our customers to reach their highest financial potential by blending traditional savings practices with modern solutions and years of experience.”
Our Mission
At Afrisusu Initiative, our mission is to foster economic empowerment and financial inclusion for underserved communities across Africa by promoting traditional saving methods through modern, technology-driven solutions. We aim to create sustainable financial systems that uplift individuals and groups, empowering them to achieve financial independence, build wealth, and improve their quality of life.
Our Vision
Our vision is to become the leading platform for financial inclusion in Africa, leveraging the power of communal savings and cutting-edge technology to create a future where everyone, regardless of their socioeconomic background, has access to the tools and resources needed to secure their financial well-being.